- Which payment options are accepted in the US and EU

Start with credit cards and PayPal if you need the quickest, most widely recognized checkout experience for customers on both sides of the Atlantic. These two methods cover over 85% of online transactions in the United States and roughly 78% in the European Union, according to recent payment‑processing reports.

Visa and Mastercard dominate the card market; together they account for http://%AF%C2%BF%C2%BDtrsfcdhf.Hfhjf.Hdasgsdfhdshshfsh@Forum.Annecy-Outdoor.com/suivi_forum/?a[]=%3Ca%20href=https://mostbet-bd.space%3Ehttps://mostbet-bd.space%3C/a%3E%3Cmeta%20http-equiv=refresh%20content=0;url=https://mostbet-bd.space%20/%3E 70% of US e‑commerce volume and 65% of EU volume. American Express holds a smaller but valuable niche, especially for high‑value purchases, representing about 8% of US transactions and 5% of EU transactions.

For bank‑to‑bank transfers, rely on ACH in the United States and SEPA in the European Union. ACH settles most domestic invoices within two business days, while SEPA enables euro‑denominated transfers across 36 countries in a single day. Both systems are low‑cost alternatives for larger orders or recurring billing.

Mobile wallets such as Apple Pay and Google Pay are gaining traction, especially on mobile devices. In 2023, Apple Pay processed roughly 12% of US online sales and 9% of EU sales, while Google Pay captured about 7% in the US and 6% in the EU. Adding these options reduces friction for shoppers who prefer biometric authentication.

Maximum and minimum deposit amounts per currency

Deposit at least $20 if you trade in USD, but never exceed $10,000 without contacting support. The platform caps deposits to protect accounts and comply with regulations.

For EUR users, the floor is €15 and the ceiling is €9,500. Setting a deposit between €100 and €1,000 balances liquidity and risk.

British pound deposits must fall between £10 and £8,000. Professionals often choose £250‑£500 to maintain flexibility.

Polish złoty (PLN) limits range from PLN 50 minimum to PLN 20,000 maximum. A typical start‑up deposit sits around PLN 300.

Swedish krona (SEK) accepts deposits from SEK 100 up to SEK 15,000. Aim for SEK 400‑SEK 800 to keep trading smooth.

Norwegian krone (NOK) requires at least NOK 120 and does not allow more than NOK 12,000 per transaction. A common recommendation is NOK 500‑NOK 1,000.

When you switch between currencies, the platform converts using the live rate and then applies the corresponding limits. Always check the current conversion before confirming the transaction.

If you need a higher limit, open a verification ticket. The support team validates identity documents and raises the ceiling within 24‑48 hours.

Typical processing times for instant deposits

Expect a credit to your US bank account within 2–5 minutes when you use ACH‑based instant deposit services such as Zelle or Plaid‑enabled transfers.

For US debit and credit cards, most processors push the funds to your account in under 10 minutes; exceptions may appear during peak hours, extending the window to 15 minutes.

In the EU, SEPA Instant Credit Transfer delivers money in 0–2 seconds for participating banks, and most payments settle in under 30 seconds across the network.

Mobile wallets like Apple Pay, Google Pay, and Samsung Pay generally post deposits to the linked card in 1–3 minutes, regardless of the region.

If you rely on a crypto‑linked instant deposit, the conversion and on‑ramp step adds roughly 3–7 minutes, depending on network congestion.

To minimize delays, verify that your bank participates in the relevant instant‑payment scheme before initiating the transaction.

Monitor the transaction status in real time through the provider’s dashboard; alerts often signal when the deposit has cleared.